It is a simple task. Ask your concrete contractor to show you a copy of their current insurance. You would think most homeowners ask wouldn’t you. Nope. You would be shocked. In the four plus years experience in running a concrete company in Kansas City we were not asked to show our insurance to a home owner one single time. This really surprised me. Think about it…most of the time there is going to be a bobcat jackhammering out concrete right next to your home’s foundation. What if something happens…???
I feel it is especially important with the current state of the economy to ask this question. I recently spoke with a friend of mind that works at an insurance agency. She said that all of their contractors are trying to lower their coverages so they don’t have to pay as much or even canceling their policy. This is realy scary to think of them canceling their policy and continuing to do work.
In a not so scientific survey I did among contractors in the Kansas City area I found that about 50% said they didn’t have insurance.
Just a word to the wise.
The rain has taken a toll on the basements around the Kansas City metro that is for sure. Our ground is currently super saturated and it looks like it isn’t going to stop. We hear many people with carpet that has gotten wet and is ruined. Now what do you do? 1st, tear it out and throw it away of course, I’ve always thought that carpet in a basement was kind of nasty anyway for the most part.
Many are turning to stained concrete as a solution for their moisture problem. The concrete can be simply cleaned, stained, and top coated with a sealer. A couple of throw rugs and you are good to go.
With all of the rain we have been having in Kansas City it has been a true test for our homes foundations. Here are some things to think about to prevent or even fix some of your foundation issues;
- make sure water is going away from your home (don’t let it pool up next to your foundation and make sure all of your gutters are putting the water as far away from your home as possible)
- your deck and patio need to be slopped away from your home to let the water drain away. If they are not you should get it fixed immediately or pay high dollar for issues it will cause you down the road.
- if you have cracks in your foundation they need to be fixed from the outside. dig down on the outside of your home and epoxy and tar the issue to prevent water from coming in.